SMSF Property Loans. Compare Top Specialist Lenders and Borrow Up to 80% LVR.
SMSF lending is complex. Work with qualified mortgage brokers and accountants, backed by 38 years of SMSF expertise through the Concepts & Results Group. Trust Deed, LRBA compliance, and lender matching are all reviewed before a single application is submitted. Know exactly what your SMSF can borrow, then move forward with confidence.
Borrow Up to 80% LVR on Residential and Commercial Property: Both property types are eligible under an SMSF loan. We match you to the right specialist lender for your fund balance and property type.
Compare Australia's Top SMSF Specialist Lenders: Your deal is compared across a panel of specialist lenders to find the right fit for your fund balance, property type, and structure. You get the best terms available for your specific situation.
No Credit Enquiry Until You Choose to Proceed: Our initial session does not involve a credit enquiry. You leave the session knowing whether SMSF lending suits your fund and what the path forward looks like - with zero obligation to proceed.
Complimentary 15-minute session. No obligation. No hard credit inquiry.
Claim Your SMSF Lending Session
Trusted by SMSF Investors
Proven Results That Speak for Themselves
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Clients Helped
Years Financial Services Experience
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Accredited to Compare Australia's Leading SMSF Lenders
Our Solution
Tailored SMSF Lending Solutions for Property Investors Ready to Use Their Super
The Process
Securing Your SMSF Loan is This Simple
Step 3
We Manage the Application Through to Settlement
From submission to settlement, we follow up with the lender so you don't have to. Every compliance check, every document request, every status update handled, with the full backing of the Concepts & Results Group behind our team. You walk away with an asset growing inside your fund, knowing the structure was reviewed and built correctly before anything was signed.
5 Star Rated
by SMSF Investors Across Australia
Reviews
What Our Clients Say
SMSF investors who came to us with complex situations, and left with a clear path forward.
Nadia at Results Home Loans delivers exceptional service and outstanding results. She specialises in navigating difficult situations and provides a clear path forward when you don't know where to start. My own journey to homeownership was a long one, but Nadia managed the entire process seamlessly and achieved an outcome I didn't think was possible. She has my highest recommendation.
VB
Vasuneyan Bose
Verified Google Review
Nadia is a truly exceptional broker. With extensive experience in financial services and a background as an accountant, she brings a level of expertise that's hard to match. She sees the full picture, offers thoughtful guidance, and genuinely cares about the outcome for each client. We'll continue to refer many of our valued clients to her with absolute confidence.
AC
Anissa Cavallo
Verified Google Review
Nadia and her team at RHL have helped me with all my loans and refinancing needs for multiple properties over the last decade. Professional, trustworthy, reliable, friendly service in finding the best rate and loan available at the time to suit your financial circumstances. She is there to step you through the whole process from pre-approval to final settlement.
BT
Brandon Truong
Verified Google Review
Nadia helped us from the get-go, from helping us identify the amount we can borrow, to providing goals to achieve, to now owning our first home. She made the impossible, possible. We would not have managed to get approved, especially by a subsidiary of one of the big 4 banks, yet here we are. There is no better place to go for help.
MM
Michael Medus
Verified Google Review
We found the entire process so seamless and easy. Nadia really did go over and above all of our expectations. While it was incredibly natural and organic to deal with her, her professionalism was never compromised. Her passion and knowledge is obvious during the entire process, which is incredibly comforting.
RO
Rory OSullivan
Verified Google Review
From start to finish, Nadia went above and beyond to make sure our experience was smooth and stress-free. Her knowledge, dedication, and attention to detail were unparalleled. She took the time to understand our needs, offered great advice, and worked tirelessly to ensure we got the best deal possible. She made us feel like a priority every step of the way.
KF
Kasey Fisher
Verified Google Review
Nadia was amazing. She helped us through the process from start to finish. She is amazingly knowledgeable, got us a great interest rate and kept us up to date and informed during the entire process. We are very happy we got to work with her and had a great experience.
TM
Tony Mamacos
Verified Google Review
Nadia honestly is the best! Our situation was very complicated, but she got it done somehow. Thank you Nadia.
GR
Gavin Riddiford
Verified Google Review
This is my second time using Nadia and the team at Results Home Loans and it won't be the last. Any question or query I had was answered promptly and explained in a way I understood, which left me feeling more confident about the decisions made throughout the process. I couldn't thank them all enough.
CS
Cooper Sheppard
Verified Google Review
Your SMSF Lending Specialist
Meet Nadia Davison
I started my career in accounting, which means when I look at an SMSF deal, I see the structure behind it - not just the loan.
Since 2008, I've helped clients navigate some of the most complex lending situations, including the ones other brokers said were too hard or turned away entirely. I work within the Concepts & Results Group, which means accounting, financial planning, and lending are coordinated on every deal I take on.
For SMSF lending especially, that coordination makes the difference between a deal that settles correctly and one that causes problems later.
Accounting Background, Financial Services Since 2008: Understanding how income structures and tax positions work means your SMSF deal is reviewed from both sides before any lender is approached.
Part of the Concepts & Results Group: 38+ years of SMSF accounting and financial planning expertise behind every loan, not just a broker working in isolation.
MFAA Accredited Finance Broker: Held to the highest professional standards in the industry, with a legal obligation to act in your best interests.
FAQ
Frequently Asked Questions
Can I really use my super to buy an investment property?
Yes. Through a structure called a Limited Recourse Borrowing Arrangement (LRBA), your SMSF can borrow money to purchase residential or commercial property. The property is held in a separate trust until the loan is repaid, which protects the rest of your fund's assets. It's a legitimate, ATO-compliant strategy that thousands of Australians use to build wealth inside their super.
Can I still borrow in my own name after taking out an SMSF loan?
In many cases, yes. Because an SMSF loan is structured as a Limited Recourse Borrowing Arrangement (LRBA), the debt sits inside your fund rather than against you personally. However, it's not a universal rule. Some lenders may take your SMSF loan into account when assessing your personal borrowing capacity — particularly if a personal guarantee is in place, or if your fund relies on member contributions to service the loan. The real-world impact depends on your fund structure, your contribution levels, and which lender you're applying to. We always recommend getting advice from a qualified financial planner before proceeding, so you understand how your SMSF loan strategy interacts with your broader personal lending position.
Why won't my bank do this loan?
The major banks (CBA, Westpac, NAB, and ANZ) have all exited SMSF lending for residential property. It's not that you don't qualify; it's that they no longer offer the product. Specialist and non-bank lenders like Pepper Money, AMP, and Thinktank still actively fund SMSF loans, and that's exactly who we work with.
Is SMSF property investing risky?
Like any investment strategy, it comes with considerations worth understanding. The key is structuring it correctly from the start. SMSF loans must use a compliant LRBA structure, and the property must meet the fund's investment strategy. When set up properly with the right advice, it's a well-established and ATO-approved way to build wealth inside your super. That's exactly why having a broker who understands both the lending and the compliance side matters.
Do I need to already have an SMSF set up?
Not necessarily. If you don't have an SMSF yet, we can point you in the right direction for setup before the loan process begins. If you already have one, we'll review the structure to make sure it's loan-ready and coordinate with your accountant to ensure compliance before any application goes in.
